Lenders are reserving lowest rates for the customers with high FICOs. Here’s a few ways to improve your credit score quickly.
Surprising tips to raise your credit score
September 14, 2011 by Leave a Comment
Here are powerful tips to raise your credit score We recently read an article on MSN.com that outlined tips to increase your credit score. As you all know, we believe that knowledge is power, and that is why we live by our motto: “Knowledge is Key.” In the article, “Credit score tips that don’t make […]
Credit Disputes Gone Bad
June 30, 2011 by Leave a Comment
For years, you could dispute anything on your credit report that you believed to be inaccurate and the act of doing so would not be counted against you. While you still can dispute anything on your credit report according to the Federal Credit Reporting Act, you might want to think twice before doing so. Both […]
IRS to give Tax Lien holders a Break!
May 18, 2011 by 1 Comment
Up until now a tax lien, paid or unpaid could haunt your credit report for a long time. Depending on what state you live in, a paid tax lien could stay on your report for 7-10 years and an unpaid lien could stay on indefinitely. The IRS announced in February they’re about to give those […]
Do’s & Don’ts During The Loan Process
April 27, 2011 by Leave a Comment
When you fill out a credit application, your mortgage broker will run a credit report for the underwriter. Each lender and each loan program has different guidelines they must follow. You should not do anything that will have an adverse affect on your credit score while your loan is in process. I know it’s tempting… […]
What You Don’t Know About Credit Could Hurt You
March 22, 2011 by Leave a Comment
Here are 5 major factors that could hurt your credit score:
What if I Have No Credit?
February 8, 2011 by Leave a Comment
On occasion, a consumer will not have enough credit references to obtain the loan they wish to secure. If this is the case for you, start by opening small lines of credit.