When an individual’s income starts growing and they manage to set aside some savings, they commonly experience what may be considered an innate instinct of modern civilized mankind: the desire to spend money. Since North Americans have a special love affair with the automobile, this becomes a high priority item on the shopping list. Later, […]
Time to Sell, Now What?
July 20, 2011 by Leave a Comment
The minute you know it’s time to sell your home, start thinking value. Which home improvements will yield the highest price and which aesthetic staging will make potential homebuyers fall in love? Value is determined when buyers weigh the work and cost they’ll have to invest after purchase against the ready-made improvements they’ll enjoy upon […]
IRS to give Tax Lien holders a Break!
May 18, 2011 by 1 Comment
Up until now a tax lien, paid or unpaid could haunt your credit report for a long time. Depending on what state you live in, a paid tax lien could stay on your report for 7-10 years and an unpaid lien could stay on indefinitely. The IRS announced in February they’re about to give those […]
The Health Benefits of EcoCleaning
April 20, 2011 by Leave a Comment
Have you ever stopped to consider whether the products you use to clean your home are safe for you and your family? This blog is not meant to alarm anyone. It is meant to help educate. In times past, I have felt helpless and I have wondered what I can do to make a real […]
What You Don’t Know About Credit Could Hurt You
March 22, 2011 by Leave a Comment
Here are 5 major factors that could hurt your credit score:
Mortgage Rates at 0%, Really.
March 9, 2011 by Leave a Comment
Off Set Mortgage or All In One Loan, has finally made its way into the United States.
Community Gardens
March 3, 2011 by Leave a Comment
Think about joining a community garden as a way to meet your neighbors and form stronger neighborhood bonds. A garden creates a green space within a community, provides local organic fruits and veggies, promotes exercise, and helps with youth outreach.
More Insulation?
February 22, 2011 by Leave a Comment
The science of home insulation is ever evolving. Homes built in 2004 may already be out-of-date and Energy Star construction ups the ante even more. So how do you know if your home needs more insulation? A simple method to check insulation for newer homes is to check with the builder. Many keep records and […]
Invitation to Sell
February 16, 2011 by Leave a Comment
Potential buyers make judgments about their next home at the walkway. Why not roll out the red carpet upon their first visit? Your home’s walkway sets the tone for what’s to come.
What if I Have No Credit?
February 8, 2011 by Leave a Comment
On occasion, a consumer will not have enough credit references to obtain the loan they wish to secure. If this is the case for you, start by opening small lines of credit.