CHFA – The Second of the Five Most Important Loan Programs

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CHFA – The Second of the Five Most Important Loan Programs

This Month I will highlight the second of the five most important loan programs about which consumers need to know. The Colorado Housing and Finance Authority or CHFA was created in 1973 by the Colorado Legislature to address the shortage of affordable housing in the state. Since then, CHFA has established itself as the front-runner […]

Foreclosure versus Short Sale

In these difficult economic times, I am commonly asked whether it would be better to have a short sale or a foreclosure on ones credit report. The answer is complicated and has lot of moving parts.  A short sale shows up on your credit report as a “derogatory report”; however, it will usually show up […]

Surprising tips to raise your credit score

Here are powerful tips to raise your credit score  We recently read an article on MSN.com that outlined tips to increase your credit score.  As you all know, we believe that knowledge is power, and that is why we live by our motto:  “Knowledge is Key.”  In the article, “Credit score tips that don’t make […]

Do’s & Don’ts During The Loan Process

When you fill out a credit application, your mortgage broker will run a credit report for the underwriter. Each lender and each loan program has different guidelines they must follow. You should not do anything that will have an adverse affect on your credit score while your loan is in process. I know it’s tempting… […]

10 Myths of the CURRENT Real Estate and Mortgage Markets

10 Myths of the CURRENT Real Estate and Mortgage Markets

Important Things To Avoid When Buying A Home

Do’s and Don’ts When Buying a Home Don’t move money around and don’t buy a car while trying to buy a house Given the high amount of foreclosures in the past few years, lenders have tightened requirements for loan approval. Now, buyers and mortgage brokers have to jump through a lot of hoops in order […]

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ALARIS Properties LLC, 25958 Genesee Trail Rd, Golden, CO 80401

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