Quick Tips : Boost Your Credit Score For Better Mortgage Rates

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Quick Tips : Boost Your Credit Score For Better Mortgage Rates

Lenders are reserving lowest rates for the customers with high FICOs. Here’s a few ways to improve your credit score quickly.

CHFA – The Second of the Five Most Important Loan Programs

This Month I will highlight the second of the five most important loan programs about which consumers need to know. The Colorado Housing and Finance Authority or CHFA was created in 1973 by the Colorado Legislature to address the shortage of affordable housing in the state. Since then, CHFA has established itself as the front-runner […]

Foreclosure versus Short Sale

In these difficult economic times, I am commonly asked whether it would be better to have a short sale or a foreclosure on ones credit report. The answer is complicated and has lot of moving parts.  A short sale shows up on your credit report as a “derogatory report”; however, it will usually show up […]

Steps To Get and Keep a Good Credit Score

Pay your bills on time- Pay your bills on time, every time! One way to make sure your payments are on time is to set up automatic payments on the creditor’s website or from your banking institution. Make sure that you have enough funds to clear the account, otherwise the account will show late. Also, […]

Surprising tips to raise your credit score

Here are powerful tips to raise your credit score  We recently read an article on MSN.com that outlined tips to increase your credit score.  As you all know, we believe that knowledge is power, and that is why we live by our motto:  “Knowledge is Key.”  In the article, “Credit score tips that don’t make […]

Great Short Sale Debate: Reflections from Linked In

As part of our series on Short Sales, we posed some questions to the Linked In community and I thought the questions and answers were worth sharing. As we have discussed, short sales can be a positive solution by helping one avoid foreclosure. Owners facing foreclosure have some hope and a way to relieve some of […]

Credit Scores and Reports — Knowledge is Key!

Your credit report shows information about how you have used credit, such as how much credit you have, how much of your available credit you are using, whether you have made your payments on time, and whether anyone has sent a loan you owe to a debt collector.A credit score is a number that is […]

Do’s & Don’ts During The Loan Process

When you fill out a credit application, your mortgage broker will run a credit report for the underwriter. Each lender and each loan program has different guidelines they must follow. You should not do anything that will have an adverse affect on your credit score while your loan is in process. I know it’s tempting… […]

What You Don’t Know About Credit Could Hurt You

Here are 5 major factors that could hurt your credit score:

What if I Have No Credit?

On occasion, a consumer will not have enough credit references to obtain the loan they wish to secure. If this is the case for you, start by opening small lines of credit.

To speak with one of our brokers – Call 303-526-7400.

ALARIS Properties LLC, 25958 Genesee Trail Rd, Golden, CO 80401

Email us: info@alarisproperties.com

Text to: 303-907-7668