When an individual’s income starts growing and they manage to set aside some savings, they commonly experience what may be considered an innate instinct of modern civilized mankind: the desire to spend money. Since North Americans have a special love affair with the automobile, this becomes a high priority item on the shopping list. Later, […]
Buying a House? Don’t Buy a Car – or Did You Already Buy One?
Short Sale Frustrations: How Do I find the best deal?
Given the volume of short sales and default resolution cases that we help buyers and sellers complete, we hear a great deal of frustration expressed by all concerned. The sellers have legitimate concerns about deficiencies, buyers have concerns about waiting around for what seems like an eternity, Realtors® wonder if they will ever earn their […]
The Great Short Sale Debate: Critical Steps in the Short Sale Process
There are a number of critical steps through the short sale process. Once the first lien holder has reviewed all the documents, determined they have a complete package, and determined that the seller is eligible to participate in a short sale program, they will order a broker price opinion (BPO) or an appraisal (this is […]
The Great Short Sale Debate: Is it worth it?
If you’ve heard of a short sale, you’ve probably also heard they take forever and are very uncertain. As a result, the question is, should you submit an offer on a short sale at all? If so, why? The answer is an unequivocal yes! However, you need to work with someone who really knows what […]
Garage, More Than Just Home for Cars
Today’s garage has evolved almost as much as homes themselves. Four decades ago, garages were small enough to fit merely the family car. Now we expect our garage to house not only our SUVs, but also our gardening centers, tools, festive holiday garb, and sports equipment. Creative storage solutions are needed. Consider the following options: […]
Benefits of Owning Your Own Home
While the housing market has certainly kept us on our toes over the past few years, I believe it is important to remind ourselves that owning a home does have its benefits. The return on your investment, income tax savings and stable housing costs can certainly provide you with financial gain. Our buyers also often […]
Job Loss Protection for Homebuyers
Today’s residential real estate market is unique in many ways. Never before have we enjoyed historically low mortgage rates, home prices on “sale” with prices retracted by 15-20 years in many markets and inventory (selection) remaining high. We have experienced one or two of these conditions, but currently buyers enjoy the benefit of all three. […]
Moving With Your Animal
For those of us who have pets, we have some special considerations when moving. Here are some tips that we have discovered can help you prevent problems and help the move with your animal to go more smoothly. Remember, it’s more difficult for your pet to complain if things are amiss. First, take your pet […]
What You Don’t Know About Credit Could Hurt You
Here are 5 major factors that could hurt your credit score:
Mortgage Rates at 0%, Really.
Off Set Mortgage or All In One Loan, has finally made its way into the United States.
