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FHA Mortgage Insurance Premiums Increasing April 9, 2012
Filed Under: Blog, Buying A Home, Mortgage Guidelines, Residential Real Estate Tagged With: FHA, MIP, UFMIP
Foreclosure Volume Slated To Rise This Spring
After a series of months during which volume was low, foreclosure filings have started to rise again.
Filed Under: Blog, Buying A Home, Foreclosure, Housing Analysis, Residential Real Estate, Short Sale Tagged With: Buy home, Colorado Real Estate, Distressed Homes, foreclosure, Foreclosures, home buyer, RealtyTrac
Mortgage Rates Fall Back Below 4%
After a brief run-up two weeks ago, mortgage rates are back below 4 percent.
Filed Under: Blog, Buying A Home, Housing Analysis, Mortgage Rates, Mortgages, Residential Real Estate, Statistics Tagged With: 30 year fixed loan, Buy home, Discount Points, Freddie Mac, Home Affordability, home buyer
New Home Supplies Fall To An 18-Month Low
If you plan to buy of new construction in 2012, don’t expect today’s low prices. Like everything in housing of late, the market for newly-built homes appears to be improving.
Filed Under: Blog, Buying A Home, Buying in a Recession, Housing Analysis, Residential Real Estate, Statistics Tagged With: Margin of Error, New Home Sales, New Home Supply
Case-Shiller Index: 17 Of 20 U.S. Housing Markets Slipped In September
Standard & Poor’s released its September 2011 Case-Shiller Index this week. The index tracks home price changes in select cities between months, quarters, and years. The Case-Shiller Index for September showed drastic devaluations nationwide.
Filed Under: Blog, Buying A Home, Buying in a Recession, Housing Analysis, Residential Real Estate, The Economy Tagged With: Case-Shiller Index, Home Values, Standard & Poors
Homebuilders Getting Optimistic; Higher Home Prices Ahead?
Just two months after falling to a multi-month low, the Housing Market Index surged again in November, climbing another three points to 21
Filed Under: Blog, Buying A Home, Buying in a Recession, Housing Analysis, Real Estate Definitions, Residential Real Estate, Statistics Tagged With: Buy home, Colorado Real Estate, HMI, home buyer, Housing Market Index, NAHB, real estate pricing
Green Remodeling Tips
According to the Sierra Club, as the average U.S. home size increases, demanding more energy and materials, living smaller is a surefire way to reduce your ecological footprint. It’s also an opportunity to enjoy thoughtful design and a simpler lifestyle. To see more tips for making the transition: http://sierraclub.org/tips/home-garden.aspx
Pending Home Sales Index Slips For 4th Straight Month
Nationwide, fewer homes are going under contract to sell.
Filed Under: Blog, Buying A Home, Buying in a Recession, Housing Analysis, Real Estate Definitions, Residential Real Estate, The Economy Tagged With: Existing Home Sales, home buyer, NAR, Pending Home Sales
CHFA – The Second of the Five Most Important Loan Programs
This Month I will highlight the second of the five most important loan programs about which consumers need to know. The Colorado Housing and Finance Authority or CHFA was created in 1973 by the Colorado Legislature to address the shortage of affordable housing in the state. Since then, CHFA has established itself as the front-runner […]
Filed Under: Blog, Buying A Home, Buying in a Recession, Mortgages, Residential Real Estate Tagged With: 30 year fixed loan, Buy home, buyer, Christian Durland, credit score, Down Payment, Getting a Mortgage don'ts, home buyer, mortgage broker, mortgages
Foreclosure versus Short Sale
In these difficult economic times, I am commonly asked whether it would be better to have a short sale or a foreclosure on ones credit report. The answer is complicated and has lot of moving parts. A short sale shows up on your credit report as a “derogatory report”; however, it will usually show up […]
Filed Under: Blog, Buying A Home, Buying in a Recession, Credit, Foreclosure, Mortgages, Residential Real Estate, Short Sale Tagged With: A+ Credit Consulting, Buy home, buyer, Colorado Real Estate, credit counseling, credit score, Down Payment, foreclosure, Getting a Mortgage don'ts, green real estate, home buyer, mortgage broker, mortgages, Sarah Kahley-Rufo, short sale