Pay your bills on time- Pay your bills on time, every time! One way to make sure your payments are on time is to set up automatic payments on the creditor’s website or from your banking institution. Make sure that you have enough funds to clear the account, otherwise the account will show late. Also, […]
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Steps To Get and Keep a Good Credit Score
Filed Under: Blog, Buying A Home, Buying in a Recession, Credit, Mortgages Tagged With: A+ Credit Consulting, Buy home, credit, credit score, mortgages, Sarah Kahley-Rufo
Great Short Sale Debate: Reflections from Linked In
As part of our series on Short Sales, we posed some questions to the Linked In community and I thought the questions and answers were worth sharing. As we have discussed, short sales can be a positive solution by helping one avoid foreclosure. Owners facing foreclosure have some hope and a way to relieve some of […]
Filed Under: Blog, Buying A Home, Foreclosure, Investors, Mortgages, Residential Real Estate, Selling a Home, Short Sale Tagged With: approved short sale, credit score, mortgage investment, real estate, real estate pricing, sell home, short sale, short sale frustrations, short sale secrets, win/win/win
Credit Scores and Reports — Knowledge is Key!
Your credit report shows information about how you have used credit, such as how much credit you have, how much of your available credit you are using, whether you have made your payments on time, and whether anyone has sent a loan you owe to a debt collector.A credit score is a number that is […]
Filed Under: Blog, Buying A Home, Buying in a Recession, Credit, Mortgages, Selling a Home Tagged With: credit, credit score, knowledge is key, Sarah Kahley-Rufo, specialized knowledge, we care
Buying a House? Don’t Buy a Car – or Did You Already Buy One?
When an individual’s income starts growing and they manage to set aside some savings, they commonly experience what may be considered an innate instinct of modern civilized mankind: the desire to spend money. Since North Americans have a special love affair with the automobile, this becomes a high priority item on the shopping list. Later, […]
Filed Under: Blog, Buying A Home, Credit, Mortgages Tagged With: Alaris Properties, Buy home, Colorado Real Estate, credit counseling, Debt to Income Ratio, home buyer, real estate
Short Sale Frustrations: How Do I find the best deal?
Given the volume of short sales and default resolution cases that we help buyers and sellers complete, we hear a great deal of frustration expressed by all concerned. The sellers have legitimate concerns about deficiencies, buyers have concerns about waiting around for what seems like an eternity, Realtors® wonder if they will ever earn their […]
Filed Under: Blog, Buying A Home, Short Sale Tagged With: Alaris Properties, Buy home, Colorado Real Estate, foreclosure, short sale
The Great Short Sale Debate: Critical Steps in the Short Sale Process
There are a number of critical steps through the short sale process. Once the first lien holder has reviewed all the documents, determined they have a complete package, and determined that the seller is eligible to participate in a short sale program, they will order a broker price opinion (BPO) or an appraisal (this is […]
Filed Under: Blog, Buying A Home, Short Sale Tagged With: Alaris Properties, Buy home, Colorado Real Estate, short sale
The Great Short Sale Debate: Is it worth it?
If you’ve heard of a short sale, you’ve probably also heard they take forever and are very uncertain. As a result, the question is, should you submit an offer on a short sale at all? If so, why? The answer is an unequivocal yes! However, you need to work with someone who really knows what […]
Filed Under: Blog, Buying A Home, Short Sale Tagged With: Alaris Properties, Buy home, Colorado Real Estate, short sale
Garage, More Than Just Home for Cars
Today’s garage has evolved almost as much as homes themselves. Four decades ago, garages were small enough to fit merely the family car. Now we expect our garage to house not only our SUVs, but also our gardening centers, tools, festive holiday garb, and sports equipment. Creative storage solutions are needed. Consider the following options: […]
Filed Under: Blog, Buying A Home, Green Home Tips, Selling a Home Tagged With: Alaris Properties, Buy home, Colorado Real Estate, Four Seasons Property Inspections, garage uses
Benefits of Owning Your Own Home
While the housing market has certainly kept us on our toes over the past few years, I believe it is important to remind ourselves that owning a home does have its benefits. The return on your investment, income tax savings and stable housing costs can certainly provide you with financial gain. Our buyers also often […]
Filed Under: Blog, Buying A Home Tagged With: Alaris Properties, Buy home, Colorado Real Estate
Selecting the best service providers to assist you with buying your new home
When you are in the process of buying a home, you will need a number of people and services to help you inspect and protect the home, and close on the purchase. The buyer and seller need to agree on the title company who will close the transaction. If you are unfamiliar with the various […]
Filed Under: Blog, Buying A Home Tagged With: Alaris Properties, Colorado Real Estate
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