Your credit report shows information about how you have used credit, such as how much credit you have, how much of your available credit you are using, whether you have made your payments on time, and whether anyone has sent a loan you owe to a debt collector.A credit score is a number that is […]
Archives for 2011
Time to Sell, Now What?
July 20, 2011 by Leave a Comment
The minute you know it’s time to sell your home, start thinking value. Which home improvements will yield the highest price and which aesthetic staging will make potential homebuyers fall in love? Value is determined when buyers weigh the work and cost they’ll have to invest after purchase against the ready-made improvements they’ll enjoy upon […]
Shopping for a Mortgage Loan – Not Really About Price
July 13, 2011 by Leave a Comment
Since the “Mortgage Meltdown” in late 2007, the rules around shopping for a new mortgage loan have changed significantly. Understanding the reasoning behind these changes and asking your loan officer essential questions can save you hours of time and disappointment when looking for your next home loan. To set the scene, we must first look […]
Getting Good Advice in a Short Sale: Know the Players
July 7, 2011 by 2 Comments
How do you get good advice when considering a short sale? First, make sure your trusted advisor has extensive experience in the short sale world. Research the process and the advisor, ask tons of questions, and be wary of anyone who thinks they know it all. Each bank has several short sale programs each with […]
Kitchen is Heart
July 5, 2011 by Leave a Comment
Benjamin Franklin said, “A house is not a home unless it contains food and fire for the mind as well as the body.” In his time, fire was the only cooking option and heated debates were conducted in the heart of the home. Kitchens have evolved from the days of wood burning stoves, but there’s […]
Credit Disputes Gone Bad
June 30, 2011 by Leave a Comment
For years, you could dispute anything on your credit report that you believed to be inaccurate and the act of doing so would not be counted against you. While you still can dispute anything on your credit report according to the Federal Credit Reporting Act, you might want to think twice before doing so. Both […]